Savings

Checking

Loans

Certificates of Deposit

Individual Retirement Accounts

Bronze Checking

The Bronze checking account requires a minimum opening deposit of $50.00. There are no service charges or minimum balances required for this account.

Silver Checking

The Silver checking requires a minimum opening balance of $500.00. It earns interest compounded and paid monthly. A monthly maintenance fee is charged if the account falls below $500.00 any day during the monthly statement cycle. Certain Corporations and Partnerships are not allowed by law to have interest bearing accounts.

Gold Checking

The Gold checking account requires $100.00 to open, but has no minimum balance to maintain. It earns interest compounded and paid monthly and at no extra charge receives personalized Durand State Bank checks (one box per order, limit 4 boxes per year), and an ATM/Debit card. All of this for only a low monthly fee. Certain Corporations and Partnerships are not allowed by law to have interest bearing accounts.

Money Market

Money Market accounts require a minimum opening balance of $1,000.00. A maintenance fee will be imposed if the balance falls below $1,000.00 any day during the monthly statemtent cycle. Government regulations restrict the number of withdrawals from this account to six per month.