An HSA is a tax-advantaged account designed to help you save for healthcare and medical expenses. Make deposits and earn interest tax free until you need it. You can withdraw funds to pay for doctor bills, prescription costs, and other approved expenses.
Save for future medical expenses
Qualified High deductible health plan (HDHP) required
Contributions and interest are tax free
Distributions are tax free when used for qualified medical expenses
Easy access to balance via free checks
Owned by the individual, not the employer
Balance rolls over each year
No “use it or lose it” rule
Free online banking with bill pay
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