Planning for retirement?

Durand State Bank is your source for Individual Retirement Accounts – including traditional IRAs, Roth IRAs, Coverdell IRAs and even SEPs for business owners. DSB IRA rates are always competitive and are the perfect choice. DSB IRA Counselors will be happy to provide details of all of the options and help with your IRA rollover or transfer from another retirement plan.


We offer both traditional and Roth accounts, each with unique tax advantages. Enjoy tax-free or tax-deferred earnings.  No matter which one you choose, you can rest easy knowing your IRA investment is secure.

 Save money for retirement

Traditional and Roth available

Available as a CD option

Some age and deposit limits apply

Penalty for early withdrawal

Jenny Woods

Senior V. P. & Senior Accounts Officer

Email Jenny

Christine Smith

Universal Banker

Email Christine

Margaret Ellefson

Personal Banker & Teller – Supervisor

Email Margaret