With a traditional IRA, you pay no taxes on earnings until distribution – proving the value of interest compounding. Contributions are tax deductible up to certain income limitations –  another tax privilege. Even if your contribution becomes non-deductible, it still makes sense to contribute simply for the tax-deferral benefits.


No annual fee or setup charges

Anyone under age 70.5 can open

Earnings accumulate tax-deferred

Contributions are tax deductible

Call us for the maximum contribution limit this year

Additional “catch-up” contributions allowed for ages 50 and up

Withdrawals can begin at age 59.5

Early withdrawals subject to penalty*

Mandatory withdrawals at age 70.5

*Certain exceptions apply.

Jenny Woods

Senior V. P. & Senior Accounts Officer

Email Jenny

Jody Steinke

Personal Banker & Teller - Supervisor

Email Jody